The Case for Financial Literacy: Recognizing Financial Education as a Key Element of Future Retirement Income Policy Last Publication Date: 01 Apr 2013 The last few decades have seen a dramatic transformation in the arena of retirement security. This transformation is marked by two significant changes: individuals have become…
The place of KiwiSaver in New Zealand's retirement income framework Last Publication Date: 01 Mar 2013 This report provides background for the 2013 Review of Retirement Income policy by the Commission for Financial Literacy and Retirement Income (CFLRI) on the role of…
Implications of global trends for retirement income policy Last Publication Date: 01 Mar 2013 This paper aims to provide background information for those conducting the 2013 review of New Zealand’s retirement income and for New Zealanders who wish to participate…
Slow repayers: The characteristics of borrowers who make slow progress in reducing their student loans Last Publication Date: 01 Mar 2013 This report looks at people who used the Student Loan Scheme (SLS) and left tertiary study between 2000 and 2006, and focuses on those who make…
Comparison of the New Zealand and Australian Retirement Income Systems Last Publication Date: 01 Mar 2013 There are two main differences between the retirement systems of Australia and New Zealand. First, Australia’s age pension is means tested while New Zealand’s is universal.…
Retirement Security and Financial Literacy in New Zealand: Policy Lessons from Abroad Last Publication Date: 01 Mar 2013 Most industrialized countries have in recent decades seen their long-standing retirement income policies challenged by demographic challenges (longer life expectancy and lower fertility rates), accompanied by…
The financial system post the GFC: roles, regulation and responsibilities Last Publication Date: 01 Mar 2013 For the financial system, the Global Financial Crisis of 2008/9 has been the largest seismic event for at least 70 years. While the crisis is not…
Workforce participation of older workers as an element of New Zealand’s Retirement Income Framework: A Review of Existing Knowledge and Data Last Publication Date: 01 Mar 2013 As elsewhere, New Zealand faces major challenges in successfully managing the trend known as ‘population ageing’ (Jackson, 2007), illustrated at Figures 1 and 2. Although structurally…
Housing Assets: A Paper for the 2013 Review of Retirement Income Last Publication Date: 01 Mar 2013 This paper explores the connections between housing assets and retirement incomes. Older people’s high rates of home ownership today and rising house prices from about the…
Housing pressures in Christchurch: A summary of the evidence March 2013 Last Publication Date: 01 Jan 2013 Recent earthquakes in the greater Christchurch area have raised concerns about housing availability for people resident in the area. This report from the Ministry of Business,…
